An affordable
mortgage option

for a
new generation of
manufactured homes

Built to Blend

MH Advantage eligible homes have top-notch features typical of site-built, single-family homes, built to blend into any neighborhood across the country.

Perks of Homeownership

MH Advantage brings low down payment mortgage financing to eligible manufactured homes. Homebuyers will own both the home and land, making it possible to build equity over time.

Suit Your Style

Whether it’s an open floorplan, a porch, or an attached garage, homebuyers can get the features they’re looking for with a home loan they can afford.

What is MH Advantage?

MH Advantage is an affordable mortgage option for the new generation of modern manufactured homes with features typical of site-built single-family homes. MH Advantage offers an abundance of benefits to homebuyers, such as:

A mortgage with a down payment as low as 3%

Lower interest rates compared with other manufactured home financing

Conventional 30-year fixed-rate mortgages available

A mortgage with a down payment as low as 3%

If mortgage insurance is needed, it can be cancelled if there is 20% equity* in your home, which means lower monthly payments down the road.

*Restrictions apply.

 

What are the

qualifying features of MH Advantage?

Note:

The home is designed with one of the following pairs of features: Dormer(s) and Covered Porch (minimum 72 square feet); OR Dormer(s) and Attached Garage/Carport; OR Covered Porch (minimum 72 square feet) and Attached Garage/Carport.

Covered Porches & Dormers*

Garages & Carports*

High-quality Exterior Siding

Driveways

MH Advantage
Authenticity Sticker

Open Floor Plans

Modern Cabinetry and Fixtures

Energy-Efficient Features

A manufactured home mortgage is

as easy as 1-2-3.

Step 1

Visit a manufactured home retailer to customize your home. Use our checklist to discuss MH Advantage qualifying features.

Step 2

Work with a participating lender to see how to qualify for an MH Advantage mortgage.

Step 3

Have your new home installed on the land, then close your mortgage loan.

Shop MH Advantage Eligible Homes

MH Advantage

Look for the MH Advantage tag to find homes that can be eligible for MH Advantage financing. Learn more

Prime / PRI3270-2050

Built by: Sunshine Homes
  • 3 beds
  • 2 baths
  • 1980 ft²
  • 2x wide
ManufacturedModularFeatured

Woodland Series / The Yule WL-7207

  • 3 beds
  • 2 baths
  • 2040 ft²
  • 2x wide
ManufacturedModularMH AdvantageFeatured

NRG / NRG-2018 The Ryker

  • 3 beds
  • 2 baths
  • 1794 ft²
  • 2x wide
ManufacturedFeatured

Legend / 2860032

Built by: ScotBilt Homes
  • 4 beds
  • 2 baths
  • 1560 ft²
  • 2x wide
ManufacturedMH AdvantageFeatured

Suwannee Valley / V-3645A

Built by: Live Oak Homes
  • 5 beds
  • 3 baths
  • 1898 ft²
  • 2x wide
ManufacturedFeatured

Timberline Elite / TE28563F

Built by: Destiny Homes
Offered by: Plant City Housing
  • 3 beds
  • 2 baths
  • 1493 ft²
  • 2x wide
ManufacturedMH AdvantageFeatured

*MH Advantage eligible homes are designed with one of the following pairs of features:
Dormer(s) and Covered Porch (minimum 72 square feet); OR Dormer(s) and Attached Garage/Carport; OR Covered Porch (minimum 72 square feet) and Attached Garage/Carport.